Cover Genius

Cover Genius is a global insurtech for embedded protection. It works with digital companies so that they can offer protection to their customers at the point of sale, and states that its vision is to protect all the customers of the world's largest digital companies. Its platform is built to make offering protection as simple as accepting a payment.

Platform and capabilities

• An award-winning global platform for any type of protection, accessed through RESTful APIs
• Instant payments of approved claims in 90+ currencies
• Real-time price optimisation and product recommendations
• Agentic embedded protection, which offers personalised coverage inside a conversation
• Underwriting and local licences in 60+ countries and all 50 US states from one integration
• An AI-native technology stack designed to scale with high-volume commerce

Products and verticals

• Unbundled travel insurance, including cancel for any reason (CFAR) and Delay Valet, for airlines and travel companies
• Rental car protection, where the company says it runs the worldwide number one distribution platform
• XCover protection for marketplaces, shipping and logistics platforms, drivers and riders, and warranties for products
• Refund protection, as insurance or non-insurance, for events worldwide

Results it cites

Case studies on the site cite a fivefold increase in insurance attach rates, a 400% attach rate increase for a major airline, a fourfold increase in ancillary travel revenue and claims shortened by up to 20 days for one partner.

Shows

Cover Genius appears in the sponsor lists of the CAPA Airline Leader Summits (global cornerstone partner), including Airlines in Transition, Australia Pacific and World, and of Aviation Festival Americas (global aviation partner) and Aviation Festival Asia (diamond sponsor).

Contact

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