Advantage+ Financing

Advantage+ Financing is a direct lender in Brookfield, Wisconsin. It offers equipment financing to businesses in all 50 U.S. states. The legal name of the firm is Advantage Leasing Corporation. It funds deals from $10,000 to $200,000.

The company focuses on equipment purchases between $25,000 and $75,000. The equipment it finances includes trucks and trailers, drones, restaurant equipment, medical devices and lasers, amusement and vending machines, technology and computers, construction gear, agriculture equipment and signage.

Advantage+ works with equipment dealers and vendors as well as with buyers. It says thousands of dealers and vendors across the country use its financing at the point of sale. Vendor partners named include truck dealers, Bobcat, Cirrus, Talos Drones and Monarch Drone Solutions. The company says its aim is to stop deals from stalling when a buyer cannot pay cash. Each vendor partner gets an account manager to keep the process simple.

The process has three steps: apply, approve and fund. A customer fills in an online application in a few minutes. The company gives credit decisions in hours, and buyers can apply, get approved and complete the purchase on the same day. Documents are signed electronically, and the vendor is paid quickly.

As a direct lender, Advantage+ says it uses common sense underwriting and offers better terms and more flexibility. There are no prepayment penalties. Borrowers can restructure a loan or add to it as needed. The company also says that without middlemen it cuts its costs and passes the savings to borrowers in the form of better rates and terms.

It also offers short-term working capital loans and a program for repeat customers. The company is accredited by the Better Business Bureau.

Services

• Equipment financing
• Vendor partner financing programs
• Working capital loans
• Repeat customer financing
• Online loan applications