Avemco Insurance Company
General aviation aircraft and pilot insurance based in Frederick, Maryland
About Avemco Insurance Company
Avemco Insurance Company is the only direct writer of aircraft insurance in the United States. The company has protected pilots and aircraft owners since 1961. It is licensed in all 50 states and the District of Columbia. Avemco is a member of the Tokio Marine HCC group of companies.
Avemco sells directly to customers without using brokers or agents. Customers speak with licensed aviation underwriters who can quote and bind coverage by phone or online. The underwriter who approves the policy is the same person the customer speaks with. This direct model provides straightforward coverage at competitive rates. Customers can obtain instant decisions without waiting for broker submissions.
The company serves the full general aviation community. This includes aircraft owners, renters, student pilots, certified flight instructors, flying clubs, and aircraft traders. Avemco offers term life insurance for pilots as well. It provides support for both personal and instructional flying activities. The company understands the needs of pilots who rent or borrow aircraft from others.
Avemco insures certificated piston powered single and multi engine aircraft on land and sea. The company also covers gliders, light sport aircraft, and homebuilt or kit aircraft. Policy options include liability and hull coverage for owners, plus non owned coverage for renters and instructors. Homebuilt coverage extends to the building phase and flight operations.
The Avemco Safety Rewards Program offers premium credits up to 25 percent for owners and up to 10 percent for renters. The company pays covered claims even if a medical, annual, or flight review accidentally expires during the policy term. Most other aircraft insurance policies do not include this feature. This applies to owners and renters alike.
Avemco holds an A++ Superior rating from A.M. Best. The company maintains its headquarters in the United States for customer service. Instant coverage and policy changes are available by phone or online for many situations. Additional information may be required in some cases. The company has provided continuous aviation insurance experience for more than 60 years.
Avemco provides specific coverage for flights into Mexico through its Mexico liability insurance options. Aircraft trader policies allow limited buying and selling of aircraft. The company also offers specialized programs for members of the National Association of Flight Instructors. These options help pilots find protection that matches their specific aviation activities.
Services
- Aircraft owner insurance
- Homebuilt insurance
- Aircraft trader insurance
- Mexico liability insurance
- Renter insurance
- Student pilot insurance
- CFI insurance
- Flying club insurance
- Term life insurance
- Insurance: Brokers and agencies
- Insurance: General aviation and light aircraft
- Insurance: Underwriters and Lloyd's
Location
8490 Progress Drive, Suite 200, Frederick, MD 21701, United States
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Avemco Insurance Company in the news
Shows where Avemco Insurance Company exhibits or has exhibited
All aviation events- 2
- events
- 1
- country
- 0
- as sponsor
View eventSUN 'n FUN Aerospace Expo
Exhibited in 2026. Next edition 6 to 11 April 2027 · Lakeland, United States
Stand C-057 (2026)2026 list; 2027 not published yet
View eventEAA AirVenture Oshkosh
26 July to 1 August 2027 · Oshkosh, United States
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