Thomas Smith Insurance Brokers

Thomas Smith Insurance Brokers Ltd is an insurance broker in Luqa, Malta, close to Malta International Airport. It is part of the Thomas Smith Group, which has long worked in shipping in Malta. The broker is enrolled under the Insurance Distribution Act and regulated by the Malta Financial Services Authority. It can work across the EU under passporting rights.

For aviation, the broker helps aircraft owners and aviation businesses find the right cover. Only some insurers in the market offer aviation cover, so the broker searches the market and compares packages for the client.

Aviation insurance

• Hull cover: insurance for the aircraft itself
• Third party liability: cover for the owner's liability to others after an accident, including the compulsory cover
• Passenger liability: cover for passengers on board
• Combined policies: hull and third party liability in one policy
• Crew personal accident: optional cover for the crew

Levels of cover

• Ground risk only, for an aircraft laid up for a while
• Ground risk in motion, which covers taxiing as well as storage
• Full cover, in storage and in flight

How the broker works

The team listens to what the client needs, searches the market, explains what each policy does and does not cover, and states all costs. If there is a claim, it helps prepare the claim and follows it up with the insurer.

Other insurance

The broker also arranges marine hull and cargo, aquaculture, yacht, commercial and personal insurance.

Contact

Polidano Group Buildings, Entrance B, Triq Hal Farrug, Luqa LQA 3078, Malta. Phone +356 2205 8580, email commercial@tcsinsurancebrokers.com.