First National Capital Corporation

First National Capital Corporation is a US private credit company that funds equipment, technology, aircraft and capital projects. It serves mid sized and large companies across North America. The company describes itself as one of the largest independent commercial finance companies in the United States.

The company says it has funded more than $4.5 billion of equipment, technology and projects. It has been a lender for more than 20 years. It offers a wider credit window than traditional lending, and it says it stays a consistent lender through economic cycles.

Deals range from $500,000 to more than $250 million. The company funds companies that need capital beyond what traditional lending can justify, including rapid growth and expansion. Capital is also deployed for companies in all phases of the business cycle.

Equipment finance and CapEx lines help companies buy equipment. Technology finance and leasing covers data centers and technology assets. Private aircraft loans and leases cover business jets, and complex project finance covers soft collateral and assets outside traditional lending.

Aviation is one of many industries the company supports. Others include construction, food and beverage, healthcare, manufacturing, mining, oil and gas, private equity, data centers, packaging and printing, transportation and logistics, and equipment sellers and renters.

Case studies include a sale leaseback of an excavator fleet worth $3.9 million, frac tanks, pumps and generators for a natural gas drilling company worth $4.65 million, and a Citation X business jet for a national healthcare firm worth $8.22 million.

The CEO says more than 90 percent of the management team has been with the company for more than ten years. The company supports charities including the Red Cross, Make A Wish and Stars and Stripes Foundation. Its news and insights section shares guidance on tax and deal structure, and industry associations shown on the site include NBAA and NAFA.

Services

• Equipment finance and CapEx lines
• Technology finance and leasing
• Private aircraft loans and leases
• Complex project finance
• Sale leaseback
• Strategic CapEx funding
• Rapid expansion funding
• Complementary CapEx funding
• Soft collateral finance
• Industry finance for aviation and energy