DMO Deutsche Modellsport Organisation

DMO Deutsche Modellsport Organisation is an insurance provider in Germany for drone pilots and model sport fans. It offers liability insurance for drones and for model aircraft, kites, balloons, rockets, vehicles and ships. It insures people and companies based in the EU.

German law has required liability insurance for all model aircraft, copters and drones since 10 August 2005, whatever their take-off weight. DMO says vehicle models and ship models are often not covered well enough by private liability insurance either. It offers a tariff to match each need, and a policy that stands apart from a customer's own private or business liability cover.

Private drone insurance is for people who fly in their free time, alone, with a partner or family, or in a club. Commercial drone insurance is for people who fly drones for business or voluntary work. Model sport insurance covers private and commercial use of model planes, kites, balloons, rockets, cars and ships.

The company has worked in model flying since 1983. It was founded out of a love for the hobby. Since then, several tens of thousands of model sport fans and business owners have become customers. DMO says it advises each customer in detail on the right policy and on new rules, so they are well covered and can fly safely.

Customers have set contacts for advice, insurance and help with claims. The team can be reached by phone and email during business hours and usually answers an enquiry on the same day. Customers can report claims and view their insurance papers online in a customer area.

DMO offers further services for the model flying community. Its experts write assessments for model airfields. They hold certificates issued by the Verband Deutscher Aero Club e.V. and take regular training. Approval authorities accept the reports under Article 16(1) of Implementing Regulation (EU) 2019/947 and section 21g of the German air traffic rules. The company also explains association rules, the drone regulation, drone registration, the drone licence and flight permits, and it answers common drone questions.

Customers who recommend DMO receive part of their premium back for each new customer they bring in. Clubs can also register with DMO.

Services

• Private drone liability insurance
• Commercial drone liability insurance
• Model sport insurance
• Model airfield assessments
• Claims reporting
• Club registration
• Drone regulation information
• Drone registration information
• Customer referral program